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Have $250 Cash? Apply Now!

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By clicking “Submit”, you are well on your way to getting approved at InstaCredit Automart! You consent to be contacted by InstaCredit Automart and other parties via telephone, email and text message. If you’d prefer to not be contacted by text message, please reply no to our opt-in text that will be sent to your phone.

We Want To Approve You!

Have you been turned down for a car loan? We want to make this easy. If you have $250 for a cash down payment, we want to APPROVE you today!* We have hundreds of vehicles to choose from.

Our flexible finance program is designed for customers who have good credit or some credit issues. We specialize in arranging financing in the following situations:

  • Previous repossessions
  • Previous bankruptcy
  • Receiving SSI or disability benefits
  • Self-employed or retired
  • Living on a pension

With your permission, we report your good payment history to credit agencies to help you maintain, establish or restore your good credit.

Our Financing is Fast and Simple! Please bring the following items when you visit our dealership:

  • Current driver's license
  • Two recent paycheck stubs
  • Proof of residency within 60 miles from one of our dealerships (piece of mail or lease/rental contract in your name)
  • Down payment in cash or trade

The amount of your down payment represents an important part of your qualification. A larger down payment will typically qualify you for a higher priced vehicle.

*$250 down offer expires 12/31/21. Some restrictions apply. Terms and conditions may vary. Subject to credit approval. Example stock #4B4593, sale price $10,995.00, $250.00 down, financed for 19.9% annual percentage rate, approx. 42-month term. See dealer for complete details.

Locations:

910 North Bluff Road, Collinsville, IL 62234

1690 White Magnolia Drive (¼ mile east of I-70 & Bryan Road), O'Fallon, MO 63366

4040 Jeffco Blvd (at the intersection of Jeffco and Telegraph), Arnold, MO 63010