Welcome to InstaCredit Automart

InstaCredit Automart is a Midwest leader in helping people purchase high-quality preowned vehicles with our fast and simple buy here pay here financing. Get approved online today or visit one of our four locations: Collinsville IL, Fairview Heights IL, Arnold MO, and O’Fallon MO. 


 Shop one of the largest pre-owned vehicle inventories of trucks, cars, vans, and SUV’s in the Midwest. Not only do we have a large selection of vehicles, you can buy with confidence knowing that every vehicle comes with our InstaCare Limited Warranty


Ready to get started? Click here to start your approval process.

Need Assistance? Speak with our Customer Service Team to get quick answers.

Buy Here Pay Here Financing

When you trust in InstaCredit Automart for your next vehicle, you don’t have to worry about your credit. We are your friendly source for credit in the Midwest. We can get you into a great car, truck, SUV, or van with affordable payments and without getting a bank or credit union involved. At InstaCredit Automart, we are the lender, and we want what’s best for you. Not only does that means we want to put you into a reliable vehicle, but we also want to put you on the road to credit recovery.

InstaCare Limited Warranty®

We can get you into that car, but what about your peace of mind? We can provide that too with our InstaCare Limited Warranty®. When you buy from InstaCredit Automart, we want you to buy with confidence. This limited warranty provides 90 days or 3,000 miles of coverage from the date of delivery, whichever comes first. It also includes your first oil change free of charge. There is a low deductible required per repair visit. With our InstaCare Limited Warranty® and our financing options, you can get a new start at InstaCredit Automart.


InstaCredit Automart
910 North Bluff Road
Collinsville, IL 62234
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Sales - Collinsville, IL
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Sales - O'Fallon, MO
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Sales - Fairview Heights, IL
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Sales - Arnold, MO
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Contact Us

Our passion is simply helping customers, so if you have a question, comment, or concern, do not hesitate to reach out to us. We want to hear from you, and we will be excited to assist in any way we can. You can send us an email with the form here or you can reach out to one of our dealerships individually either via phone or in person.