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InstaCredit Automart is one of the Midwest's leading providers of buy here pay here financing that helps drivers secure a quality pre-owned vehicle through affordable and hassle-free auto loans. When it's time to finance your next used car purchase, let our team get you a great deal and make the entire loan process simple.

We've been serving Midwest motorists for years with one of the most extensive inventories of pristine pre-owned automobiles for sale, backed by the confidence that comes with our InstaCare Limited Warranty. When you have a buy here pay here financing team in your corner, upgrading to your preferred used car, truck or SUV is fast and easy.

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St. Louis Buy Here Pay Here Financing

Worried about your current credit situation? There's no need to fret when you team up with the used car loan experts at InstaCredit Automart. We're a premier buy here pay here financing center that proudly caters to car shoppers from Collinsville, IL, to O'Fallon, MO, and beyond with in-house auto loan solutions.

Since we are a buy here pay here auto finance center, you can get into a late-model car, pickup or SUV without even needing to secure an auto loan from your bank or credit union. That's right; we make it that easy!

Don't wait to visit us in Arnold, MO, or at one of our other Midwest locations to explore your next pre-owned vehicle and the favorable financing package we have in store for you.

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Cynthia LevesqueA Google Review
Cristian was great! He helped me get into a car that I didn’t even know I would love when I couldn’t afford the one that I wanted. He was super helpful, and professional but very likable and definitely put me at ease in a stressful situation. He was able to get me behind the wheel the same day and was upfront about everything. Best car shopping experience I’ve ever had!
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Janelle JeffersonA Google Review
Christian and Chad were very helpful and patient with me .. no pressure selling or anything. Great experience. I would recommend Christian and if he can't help you then Chad definitely got you
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Kelsey JohnsonA Google Review
If your looking to get a car fast want a great experience PLEASE GO SEE CHAD & let him know gameria sent you
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Brenda HartonA Google Review
Steven was awesome. All the way. I can not express how much your company made me happy Besides the payment. All set a side I had contacted 10 Dealerships My credit was not up to their standard. But you took a chance on me and for that I am so forever Grateful. Thank You Brenda Harton
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Frederick ThompsonA Google Review
I just want to say the people at instacredit Auto Mart rock we went in after being approved within hours of going to the website. We went the next day got the car and drove off after about an hour.
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The Royal OneA Google Review
The whole process was easy and simple, if you are looking for a car, first you have to get approved for a loan, then search for cars around that price that your limit is. Then they are clear and straight on what they need from you, to get you into a car. Always be searching the insta credit auto mart website to get your hands on a gem
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Jen RobinsonA Google Review
Chad was extremely knowledgeable about the vehicle I was purchasing as well as the process. What made the experience even better was how courteous he was of the fact that I was in a hurry as well. Will definitely be back for my next vehicle purchase and asking for him!!!

Our Locations

910 North Bluff Road Collinsville, IL 62234
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1690 White Magnolia Drive (¼ mile east of I-70 & Bryan Road) O'Fallon, MO 63366
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4040 Jeffco Blvd (at the intersection of Jeffco and Telegraph) Arnold, MO 63010
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